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Can I get a mortgage if I’m self employed?

Self-employed individuals may face more challenges when trying to secure a mortgage.
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They may have more fluctuations in their income, which makes it difficult to show a consistent income to lenders. However, there are still options available for self-employed individuals to secure a mortgage. 

 

When working with a mortgage broker, they will be able to help you find a mortgage that fits your unique financial situation. Some lenders may require more documentation and proof of income for self-employed individuals, and many won’t even consider self-employed applicants but a good mortgage broker will be able to guide you through the process and provide you with a list of lenders who are more flexible with their lending criteria for self-employed borrowers. 

 

It is important to note that self-employed individuals may end up paying a higher rate of interest than employed individuals, but with the help of a mortgage broker they will be able to find the most suitable deal available in the market. A good mortgage broker will be able to guide you through the process and find the most suitable mortgage solution for your unique financial situation. 

 

At The Mortgage Branch, we are here to help you secure the most suitable mortgage for you, whatever your situation.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT 

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