INDIVIDUAL/PORTFOLIO BUY TO LET MORTGAGES
You handle the properties. We’ll hunt down the right mortgage deals.
Whether you are considering a buy to let for the first time, or you own a property that you are considering letting to enable you to move on, or you are an experienced landlord, we will ensure you receive the right advice and guidance.
It is a good idea to talk to a mortgage advisor before you look for properties, as lending criteria can differ greatly, and rental and varying property charges are a key factor.
Some buy-to-let mortgages are not regulated by the Financial Conduct Authority
Your property may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is £495.
There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.
Knowing the market
It is important to ensure that you have thoroughly researched the rental market, have a good understanding of the potential rental income and how easily a property is likely to rent before committing to any purchase.
Many of the High Lenders have more restrictions to lending and many just don’t allow you to have more than 3 Buy To Let Properties.
Whether you are growing your portfolio, refinancing or gearing your current one for other projects it is vital to have a knowledgeable advisor who can ensure the transaction goes through smoothly until completion.
In-house Buy-To-Let specialists
We have 2 in-house, specialist Buy-To-Let Mortgage advisors who have been in this field for over 20 years combined and have access to lenders across two Network providers, giving us access to over 300 lenders, which is hard to come by in the broking world.
We also have relationships with a number of local estate agents and will happily introduce you to them to assist with your property hunt, arranging any lettings and/or getting the information you need to be able to make a truly informed decision.**
Your property may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is £495.
We’ll support you with round-the-clock service, right through to completion.
To discuss your options, call us today on 01242 696235
When you put down roots, so do we.
Working with our long-standing charity partner, Gloucestershire Wildlife Trust, we pledge to plant a tree in your name when your mortgage completes.
Free Mortgage Monitoring
The Mortgage Branch has launched a platform to allow anyone with a mortgage, (or multiple mortgages!) to automatically track and review 1000s or mortgages daily, ensuring you're on the best possible deal!
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